How it works

One application. Your whole network.

Instead of applying to ten funders and taking ten credit pulls, you apply once. We shop your file across our network and bring back the options that fit. Here is exactly how it works, and how we get paid.

See what you qualify for → View funding options
The process

Three steps. No hard credit pull to find out.

1

Apply in minutes

Answer a few questions about your business and what you need. About three minutes, with a soft credit check that does not affect your score.

2

Get matched

A funding specialist reviews your file and matches you to the options that fit, drawn from our network of funders, so you do not shop one lender at a time.

3

Get funded

Review your offers, choose the one that works, finalize directly with the funder, and put the capital to work.

How we work

We are a broker. Here is what that means.

We believe the clearest way to earn your trust is to be plain about how this works, including how we are paid.

What a broker does

ONE APOLLO Capital is a funding broker, not a direct lender. We do not lend our own money or make the credit decision. Instead, we take one application and match your business to funders in our network, then help you compare and finalize the option that fits. Think of it like a mortgage broker for business capital: one file, many sources, far less legwork for you.

How we get paid

We are compensated by the funding provider when your deal is funded, not by you. That compensation is part of the cost of the financing. We tell you this up front because a broker who hides how they are paid is exactly what this industry has too much of, and we would rather be the opposite. You will always see your full terms before you sign anything.

What we will and will not do

  • ✓ Shop your file across multiple funders from a single application.
  • ✓ Show you real terms before you commit, and explain the cost in plain language.
  • ✓ Tell you when a faster or cheaper product is the better fit for your situation.
  • ✓ Never guarantee funding, quote a rate we cannot stand behind, or pressure you to stack debt you do not need.
Understanding cost

How financing costs actually work.

We will not quote a single rate on a website, because the honest answer is that it depends on your business, the product, and the funder. What we can do is explain how the cost is expressed, so nothing surprises you.

Factor rate vs. APR

Some products, like a working capital advance, are priced with a factor rate rather than an interest rate. A factor rate is a simple multiplier on the amount funded. Others, like term loans and bank financing, are priced as an annual percentage rate (APR). Neither is automatically cheaper; what matters is the total you repay and over what time.

Illustrative example, not an offer
$50,000 × 1.30 factor = $65,000 total repaid
In this example, a business funded $50,000 at a 1.30 factor rate would repay $65,000 over the term. Your actual amount, factor or rate, term, and total cost depend on your file and the funder, and will be shown to you before you sign. This figure is for explanation only and is not a quote or an offer.

When your specialist presents an option, ask for the total dollar cost, the term, and the payment. Those three numbers tell you what the financing really costs, and we will walk through them with you.

See what your business qualifies for.

About 3 minutes. Soft credit check only. It will not affect your score.

Start your application →