What it is
A business HELOC, or home and property equity line of credit used for business purposes, lets you borrow against the equity in real estate. Because the line is secured by property, it can carry a lower cost than unsecured financing, while still giving you the flexibility of a line you draw on as needed.
We are a broker. We match owners with available equity to funders in our network that offer equity-backed lines, and walk you through what the process requires.
Best for
- Owners with meaningful equity in real estate they can leverage.
- Larger or longer-term needs where a lower, secured cost matters.
- Flexible access to capital you draw on over time rather than all at once.
- Businesses comfortable pledging property as collateral.
What to know
Because a HELOC is secured by property, the process typically includes valuation and title steps, so it takes longer than an unsecured line. Available credit depends on your equity and the funder's terms. A specialist will confirm the fit before you commit.