What it is
Reverse consolidation is a way to restructure multiple existing advances into one. A funder provides new capital and pays down your current advances on your behalf, replacing several frequent payments with a single payment on a longer schedule. The goal is simple: lower the amount leaving your account each day or week, and free up cash flow.
We are a broker. We review what you are currently carrying and match you to a funder in our network who can restructure it, and we will tell you honestly whether it actually improves your position.
Best for
- Businesses carrying two or more advances with overlapping payments.
- Owners whose daily or weekly debits are straining cash flow.
- Simplifying several obligations into one manageable payment.
- Buying breathing room as part of a plan to get back to stable footing.
What to know
Reverse consolidation lowers your periodic payment and eases cash flow, but it can extend how long you are in repayment and increase the total cost over the life of the plan. It works best as one step in a clear plan, not a way to take on more debt. Your specialist will walk through the real numbers with you and be straight about whether it helps or whether a different path makes more sense.