What it is
SBA loans are issued by lenders and partially guaranteed by the U.S. Small Business Administration. That guarantee lets lenders offer longer terms and lower cost than most conventional business financing. In exchange, the process asks for more documentation and takes longer than a working capital advance. For the right business, the terms are worth the wait.
We are a broker. We match your file to SBA-focused lenders in our network and help you assemble what underwriting will need, so the process moves as smoothly as it can.
Best for
- Established businesses with solid financials and time in business.
- Larger investments where the lowest cost matters more than speed.
- Expansion, acquisition, real estate, equipment, or refinancing higher-cost debt.
- Owners prepared to provide full business and personal financials.
What to know
SBA financing is documentation-heavy and slower than other products on this site. Eligibility, amounts, and terms are set by the SBA program and the lender. If you need capital quickly, a specialist may suggest a faster bridge while an SBA file is underwritten.